Protection

Critical illness cover is a type of insurance that pays out a tax-free lump sum if you're diagnosed with, or undergo surgery for, a critical illness that meets our policy definition.

Family Income Benefit (FIB) is designed to pay a regular income if you die. An alternative to level term insurance, Family Income Benefit aims to replace lost income if the person insured dies.

Income Protection Insurance covers most illnesses and injuries that stop you working either in the short or long term – however, it doesn’t pay out if you’re made redundant.