Buying a house is one of the most important purchases you will ever make. Buying a home for the first time will be an even more daunting prospect and you may not know where to start.
A re-mortgage is simply switching lender or finding a better deal with your existing lender which could significantly cut your monthly mortgage payment.
A second charge mortgage - sometimes called a secured loan - can be a good option if you’d like to borrow money while leaving your current mortgage in place.